How bad are you with money?

[lovekeiiy]

I can be very good with money. I have to be since I like buying expensive toys. I hardly ever use cash, nor have it on me. It's not that I don't like it, I just prefer not have it. Something to loose if robbed. It's not uncommon for me to carry the same twenty dollar bill for month or longer.

Unfortunately, credit is a necessary evil. Personally, I have four cards for all the major credit card companies. All but one, I pay off at the end of the month; I'm what card companies call free loaders.

Ideally, what I like to do, is make a big purchase after having saved the money for it, and put it on the card. I'll call the card company before hand to see if I can get a deal on the interest rate, which I usually do. I'll pay some of it during the deal time, and right before the end, I pay it completely off.

I find it works well to maintain and build credit. Unfortunately, if you don't use credit, you loose credit.

[GoatMother]

Originally Posted by ZoomZoom71

Dang, dude! Is this recent?

About 5-6 years ago... Now my wife on the other hand is the exact opposite and would never go about paying an insane premium to make sure she has a walking advertisement with the letters "LV" all over it.

[lovekeiiy]

man, I know I'm a typical bachelor because I have no idea what "LV" stands for, LOL.

[ZoomZoom71]

Louis Vitton. He makes plastic handbags, and charges hundreds for them.

[Justintiime]

Sure it would be nice to pay for everything with cash, but those days are coming to an end. Am I the only one that sees we are becoming a cashless society?

"Charge it on the credit card for convenience! Have your paycheck direct deposited, then pay your bills online! You'll save time and money!"

Eff the system! lol

[namehater]

i dont think they are talking cash as in 'green backs only' i think they are are saying anything that isnt long term, like using your CC but paying it off every month

[Justintiime]

maybe, but I think of "pay cash" as paying with cash lol