[Causedawg 83]

Around 730 when we bought our new house. I don't know if that's affected it at all. I hope to some day be like Dave Ramsey and pay for everything with cash. I hate paying interest.

I created a sweet spreadsheet using excel to help me keep track of how much equity I have in my home after each payment is made. It's a SLOOOOW process gaining equity. Interest eats up damn near 90% of every payment we make right now. It's quite discouraging.