[Lord Geoff]

Credit cards have helped me through this time of no income, especially when I have needed work on my car. The store is 25 miles from the store, so public transportation or a bicycle isn't really an option for me. Those would add an extra 3-4 hours to my day and my time is worth more to me than that.

Other than that, I am pretty good with money. I rarely impulse buy. I usually know exactly what I want, what kind of use I will get out of it in relation to price and take good care of it once I have purchased it to make sure that I get the most use out of it. I hope that doesn't mean that I am an adult... that would suck!